There are no regulations about having a diagnostic port at all on an Electric Bike. We are a manufacturer of large Electric Vans, and we don't even need to have one. Only vehicles that have emissions controls are required to have this. (OB2 et al)
There are no regulations requiring a 12v battery or an always on DLC3. If that was the case then how do other bikes such as Energica not have them?
It's strictly an engineering choice or about liability. Once you have ABS on a bike, if it fails on a rider and they get injured/killed if it malfunctions, the lawyers will come.
From an engineering choice, power conversion is always high-stress, so prone to failure. It's made worse if you have a lot of inductive loads on a 12v bus. Bikes aren't anywhere near as bad as cars, but it's still a concern. If you had a DC-DC failure and have a 12v battery, you can still ride probably for long enough to make it to your destination before the bike dies. Without it, if the DC-DC fails, the bike is instantly dead, whether you are at speed, braking hard, or just waiting at a stop. Same for cars, with much higher risk, so all engineers opt for the low-cost redundancy it provides.