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[Specter]

So, i got in a hit and run a few months ago, month ago, whenever it's been a while.
long story short
since they could not get parts for my experia, they totaled it.
the insurance company is really mad they took it in the ass and had to pay me for the bike, which i don't understand since the asshole who hit me and all the video's and everything else show it is 100 percent his fault. HIS insurance is gonna pay for it
so they total and do a destruction deed on the bike.  which really sucks because that means i cant even put non energica stuff on it to make it run and use it anymore,  it's basically never going to be able to go back on the road again with a cert of destruction.,

i wanted to try to fix it, even with non energica parts, just get it running, but with a cod, can't happen now, which really blows.  if i could have gotten a salvage title it would have been doable, but then again if they were able to fix it, they'd not have totaled it for what  really was just cosmetic damage for the most part.

it was the perfect storm.... a shit storm. 

i know some states will allow you to being a cod bike back to road worthy, just not florida it appears.  i wonder if there is a way to get it re certed in one of them THEN bring it back and have it re done as a re certified bike or if once the vin is cooked, that's it.

any ideas anyone, i really hate having to get rid of a bike because of cosmetic damage really.  im sick about it.

The good news is,  I have a friend overseas who tells me that there is going to be some good news very soon about Energica.

Fingers Crossed

Aaron

[smithy]

The good news is,  I have a friend overseas who tells me that there is going to be some good news very soon about Energica.

Fingers Crossed

Aaron

Sux about your Experia.....parts from it could've been used to repair another partially damaged bike maybe..??

Oh yeah....fingers crossed here too..!

Smithy.

[Grauteufel]

As I understand it, "sell" the carcass to a friend from kentucky who can then "rebuild" it

https://drive.ky.gov/Vehicles/Pages/Rebuilt-Salvaged-Titles.aspx

[jotjotde]

Buy another XP (if there are good news about Energica to come they will rise in price again ) and keep your totalled one as a spare parts reservoir?
But I understand this is an expensive solution and you need a place to store the damaged bike...

BTW I recently read an article about damaged EV to be very often declared unsalvagable because no one wants to bear the responsibility for the battery being OK.
Besides that, there are EV which battery packs cannot be repaired/changed at reasonable cost (e.g. Tesla). That's why insurance cost for EV in Germany rose up to 30 % in 2024.

[Specter]

after reading up a bit on it, yah washing titles is kind of a dark area.  i can petition the dmv which i will try to do to change it,  and taking to another state having them re cert and then bring back down, i hear is a coin toss in florida because fla's dmv keeps deeper records on a vin and won't re allow it or something.

parting it out, sigh yah, that's what i was thinking but it just makes me sick to my stomach, such a beautiful bike, minor cosmetic damage and they want to cut it up into razor blades.

i was thinking of maybe using the battery pack for my solar at home but that's a no go because of the protection inside it to keep it safe it needs comms to turn on and off the internal relay, and given their stuff is encrypted, no, a modbus reader / or arduino  rig probably won't cut it.

maqybe i can put the motor on the prop, seal the battery pack in the center console and make an electric boat, my lil 18 foot mitzi would probably scream with that kind of hp heh.,

off to the dmv i go for round 2.  they f*cked up the title transfer and it needs to be fixed, so now that i know the REAL truth, hopefully i can convince the clowns to do a salvage deed for me.

this whole ordeal has been such an unmitigated train wreck.,  The thing i still don't understand is progressive acting like i dropped a turd on their dinner plate, why?  the other guy is paying for it!!

worse case i may have parts for us folks who need them.

aaron

[Pard]

This looks like real hope.  Perhaps you can get the insurance company to wait a bit?

[Stonewolf]

That really fucking sucks, it's shocking they went for that over an excessive repair cost rather than an actual safety issue.

BTW I recently read an article about damaged EV to be very often declared unsalvagable because no one wants to bear the responsibility for the battery being OK.
Besides that, there are EV which battery packs cannot be repaired/changed at reasonable cost (e.g. Tesla). That's why insurance cost for EV in Germany rose up to 30 % in 2024.

According to EEMC Energica's are very easy to repair, get a lot of support from the mfr, and because the mfr is very happy for dealers to crack open batteries and work on them they don't have that issue. I understand in the car world though dealers don't want the hassle and all battery issues are just "replace battery".

[Fred]

I had an accident a while ago that left me with broken ribs and my Zero FXS with a small scratch on a small non load bearing bracket on the frame. My insurance company wrote it off and insisted the frame was cut in half so it souldn't be salvaged. Ridiculous.

[Specter]

so, after my second wasted morning in the fucking DMV.  we can't issue you a salvage or any title, the insurance company can only do that.

so here the insurance company gives me a piece of paper, says sign this, they go, here, here is your bike you bought back, here is your check for what's left for the totaling value.  you got 72 hours to goto the dmv and get a junk title.  I ask what about rebuild . but before i can get another word out, im told, you'll have to work with the dmv, we are  done with you, sorry about the bike being totaled.

i goto the dmv who tells me, you can't get a junk title, you have to basically give the bike to the insurance company, who will then re sign it back over to you, as a junker..im telling them  THEY DID, THIS IS THE PIECE OF PAPER THEY GAVE ME TO TELL YOU THAT!!.  dmv. well they didn't do it thru us, go talk to them.

i left a note with the insurance adjuster, call me, we  need to talk, somewhere there seems to be a breakdown here.

this makes no sense,  i am trying to comply but nobody seems to have a correct answer.

Aaron

[szczur333]

I can;t understand why just insurance company write salvage instead destructed

I had an accident a while ago that left me with broken ribs and my Zero FXS with a small scratch on a small non load bearing bracket on the frame. My insurance company wrote it off and insisted the frame was cut in half so it souldn't be salvaged. Ridiculous.

in Poland, in theory even if you snap frame in 10 different pieces and later weld it together + paint - and if it pass inspection you are good to go

we have something like total loss phrase but its mean only that, offical repair cost with labor on original parts will cost more than used bike value

bad thing is that, if someone want to buy "total loss" vehicle they probably cant get photos from insurance company, just need to trust seller

[SwampNut]

so, after my second wasted morning in the fucking DMV.  we can't issue you a salvage or any title, the insurance company can only do that.

so here the insurance company gives me a piece of paper, says sign this, they go, here, here is your bike you bought back, here is your check for what's left for the totaling value.  you got 72 hours to goto the dmv and get a junk title.  I ask what about rebuild . but before i can get another word out, im told, you'll have to work with the dmv, we are  done with you, sorry about the bike being totaled.

i goto the dmv who tells me, you can't get a junk title, you have to basically give the bike to the insurance company, who will then re sign it back over to you, as a junker..im telling them  THEY DID, THIS IS THE PIECE OF PAPER THEY GAVE ME TO TELL YOU THAT!!.  dmv. well they didn't do it thru us, go talk to them.

i left a note with the insurance adjuster, call me, we  need to talk, somewhere there seems to be a breakdown here.

this makes no sense,  i am trying to comply but nobody seems to have a correct answer.

Aaron

Did you ever solve this?  Wanna sell the junked bike cheap?  Here in AZ it would be very easy to title it.

[Specter]

Actually, just yesterday it finally came to an end.

I FINALLY had to file a complaint with the state, they set up an appointment for me to go into the local DMV, where they talked to the supervisor to explain the law to them, apparently it changed in august of 24 and they still didn't receive the memo... or whatever the excuse is for not understanding ... the law !!!.  The bike was totaled with a salvage deed, paid for that, then i had to go to another place and let them inspect it to say it is safe for the road, that was another 250 dollars, then had to go back and show them that and get a rebuilt title, which cost another 100 dollars.  So, now, finally, I have a rebuild title on the Experia, the only difference between that and the original title is this one says, caution, this bike may have been involved in an accident and was totaled out by the insurance company. or some words to that affect, to alert the person you may be trying to sell it to, that it's not pristine basically.

If I wanted to insure it for comprehensive, or coverage beyond basic liability, the most i'd get for it in another wreck, would be the value i paid for it from the insurance company for salvage value, which was only like 3000 dollars.  IMO, even at that, the battery alone is worth more than that, id have taken it apart to bypass the 'brain' to use it in my solar at home or put it in my track trailer as storage, since it can take huge in / out power it'd be perfect for fast charging and roasting my coffee.  my bike trailer has 50 kwhr storage and 24 kw power it can put out.  basically if shit hit the fan i could power the paddock to keep us all racing    (i wanna free track day for that!)

In all honesty, i can not see anyone ever insuring it for comprehensive ever again, they already know it's going to be an instant write off since the company is gone, and no 'official' comeback, no insurance company is going to say, oh hey sure, pay us 200 dollars and the moment you scratch it, we'll pay you 3000 and call it a day.

Also as a fyi, if you do have another accident on a rebuild, that's it, it's done, the bike is instant scrap and you'll never drive it again, you can not re - build, a rebuild.  Also, just a pragmatic opinion, if you ever get into an accident where you are at fault, being it's a rebuild, if ANY question comes up as to the 'safety' or 'performance' of the bike contributing to the accident, being a rebuild, can be a liability for you.  I ran into him because my brakes didn't work as well as i thought they should... regular bike, you *might* get some leeway for equipment failure, but try that on a rebuild.. umm yah.

A word of advice for anyone in Floriduh,  if you have to salvage deed a vehicle and the insurance company does not do it for you, (more and more they are not anymore, because that's work they can now pass onto you, make you do the run around) go online and print out a copy of the current stature / legislation / law, it changed in august of 2024 to this, to show the people at the DMV, and if the clerk gives you any guff, just ask to talk to the supervisor and tell the super, call Tallahassee i think their HQ is, and they'll confirm that you are telling the truth... it might save you a bunch of running around, and having to file a complaint with the state and hours on the phone to get action.

Aaron