it's like a buzzing / metal contact / interact, gear meshing type of noise that increases it's freq as the speed goes up. If it was just rubbing the freq would not really increase linerally like it does with speed,so that tells me its more like an engagement type noise. Like the chain interacting with teeth on the sproket. Like a slight misalignment or no grease, the 'click' as they mesh and everything couples as it makes the turn.
check the length of the gap on the tightening screws from the swingarm as well BUT, there is no guarantee those were perfect to begin with. With that, you can always take the bike to any bike shop and ask them if they could squeeze you in real fast to check the chain tension. It's literally a 5 minute job for someone who knows how and I think they'd do it real quick.
aaron