Many good options. I have owned 4 Zeros. Got the chain conversion kit with a 2013 FX when I purchased it, never installed.
I did the spare belt wrap around for a while, but, never needed it, so finally took it off. I have the thinner belt and have broken
two. BOTH were entirely my fault. I drag race my S and SR. I was feeling cocky one day and decided to try a throttle wheelie.
Belt snapped. Put new belt on, tried again, snapped again. No more throttle wheelies. 2 plus seasons of drag racing and no problems.
As mentioned, chain and sprockets should be replaced as a set. True, you COULD carry a spare chain, or go pick one up to replace
along the road, but, now, you will need a THIRD chain to replace once you get everything home when you get the new sprocket set.
Chain does offer more gearing options. If a lower gear gives you more acceleration, you WILL Lose top speed. If you gear for a
higher top speed, you will lose acceleration. No free Lunch. If an FX or FXS, throttle wheelies are no problem. The bike is light
enough that it doesn't seem to put too much extra stress on the belt. If you do a lot of off road, things getting between the belt
and sprockets seem to be a cause of belt breaking for some people. I am guessing that you have a newer bike with the wider belt
so problems should be less. I have seen videos of people changing the belt on the side of the road, possibly on the Unofficial Manual Site