I've never used another controller besides a Synkromotive.... its a different type of controller, it fails OFF. I've heard of ONE failing on, not sure what happened, but it was logisystems and it was a prototype. Most controllers never fail while they're running and those that do, don't fail off. Its not much of an issue.
As far as a system for you, there's no need to do AC for your needs, you could do a sepex motor/controller and get even higher speed, and regen for half the cost of an AC setup.
as far as a switch to disable... don't need to disable the contactor, that should be only tied to the key switch, kill switch and an emergency switch on the gas tank. You can disable the keyswitch input on the controller though. I think its a bit paranoid, because you would disable the controller every time you brake. Controllers don't draw much current at rest and don't fail ON when they're not ON. If they're off, it won't just short circuit and go full ON. If anything goes wrong thats what your kill switch and emergency switch are for.