Overall energy efficiency of 63 percent would actually be pretty kick ass.
Switching energy states is not an easy or efficient task overall in general.
A/C switching power supplies, which is what is used for the most part, when charging with AC are NOT very efficient. You can count on up to 20 percent loss ball park. So yes to put 20 KW into a 20 KW battery .. you will burn close to 24 KW of AC coming into the charger / rectifier.
Even if you CCS charge it, and put direct DC into your bike, it's still coming from AC, and the switching / burn is happening in the charger outside the bike, instead of the one inside the bike.
The only way you'd truly boost your overall efficiency would be to charge it directly with DC, get a solar array and run it at 330 volts and it should charge it with very little loss. Then again, what is the overall efficiency of panels, vs say an LM 5000 LE/EX ... whatever iteration they are on now, running combined cycle or a super hyped 7FE for close to 50 percent efficiency and that is FANTASTIC efficiency at only 50 percent.
Efficiency is a very cloudy at best number in this case. Kind of like Estimated Range. It's more a feel good number than anything actually truthful or useful.
Aaron