I remember a few years back, seeing a company that wanted to design an integrated product containing a single solar panel, mounting system and inverter. The idea was you could buy them one at a time, install them easily, and parallel them as you went. It's an attractive-sounding idea because you don't have to buy a single high-power inverter up front with a big start-up cost, or big mounting racks for the eventual complete array of panels.
Nothing ever came of it, though. No matter how you cut it, the cost of many small inverters is always going to be much higher than a single high-powered one, so the total system cost would always be higher. You'd always come out better off investing in a complete system up front, even if you had to borrow money to do it.
I suppose with this system, there is something to be said for being able to limp home if a single cell dies, but why can't a single BMS handle that same function for each cell? It seems to me the same logic would still apply.